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European Commission Deposit Guarantee Schemes – Overview and Summary of Requirements
- By: Staff Editor
- Date: October 28, 2011
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In 1994 the European Commission issued a Directive on Deposit Guarantee Schemes that aimed at protecting bank account holders in case of banks failing. After the 2008 financial crisis, the EU member states decided to increase the level of deposit protection and new Deposit Guarantee Scheme requirements were implemented and became effective in 2010.
This article gives an overview and summary of requirements of the Commission’s Directive on Deposit Guarantee Schemes.
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