Loan Structure, Documentation, and Compliance Training: A Comprehensive Approach
Instructor:
David L Osburn
Product ID: 705314
- Duration: 90 Min
Why Should You Attend:
In this webinar, a basic business structure will be presented along with loan structure and loan support. Additionally, commercial lending issues relative to loan documentation will be reviewed by the instructor. Loan pricing and monitoring will also be covered along with a review of current compliance issues.
Areas Covered in the Webinar:
- Review basic business structure: C corporations to LLCs
- Explore the six elements of loan structure: loan purpose, sources of repayment, adequate amount, appropriate term, adequate support, framework for monitoring
- Summarize the four elements of loan support: collateral, guaranties, loan agreements, subordination agreements
- Highlight commercial loan documentation issues including promissory notes security agreements, and guaranties along with the use of the BSA loan rating, collateral rating, and C&I borrower rating matrices
- Discuss loan pricing and monitoring issues
- Review current compliance issues: Equal Credit Opportunity Act (Reg B), Truth in Lending Act (Reg Z), Bank Secrecy Act (BSA), Fair Credit Reporting Act (FCRA),Fair Debt Collection Practices Act, and UCC Article 9
- Analyze comprehensive loan structure/documentation/compliance case study
Who Will Benefit:
- Commercial Lenders
- Credit Analysts
- Loan Documentation Specialists
- Relationship Managers
- Branch Managers
- Private Bankers
- Business Development Officers
- Bank Directors
- Compliance Managers and Officers
- Risk Managers and Officers
- Controllers
- Presidents/Vice Presidents
- Managers/Supervisors
- Sales Representatives
- Marketing Personnel
- Retail Businesses Owners
- Maintenance and Security Employees
- Stock Room Personnel
- Business Vendors
David L Osburn
Owner, Osburn and Associates, LLC
David L. Osburn is the founder of Osburn & Associates, LLC, a business training and contract CFO firm that provides webinars, seminars, and keynote speeches for CPAs, bankers, attorneys, credit managers, and business owners on topics such as banking/finance/credit, negotiation skills, marketing, and management issues.
Mr. Osburn’s contract CFO clients include medical practitioners, financial institutions, law firms, CPA firms, architects, real estate developers, and contractors. His extensive professional background of over 30 years includes 16 years as a business trainer/contract CFO and 16 years as a bank commercial lender including the position of vice president/senior banking officer. His banking credentials include loan underwriting, loan work-out, management, and business development.
He has been an adjunct college professor (MBA and undergraduate courses) for over 30 years, teaching at Regis University and the College of Southern Nevada. He holds an MBA from Utah State University, a BS in Finance from Brigham Young University, and is a graduate of the ABA National Commercial Lending School at the University of Oklahoma. Additionally, Mr. Osburn holds the professional designation of Certified Credit & Risk Analyst (CCRA) as granted by the National Association of Credit Management (NACM).
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Refund Policy
Our refund policy is governed by individual products and services refund policy mentioned against each of offerings. However in absence of specific refund policy of an offering below refund policy will be effective.
Registrants may cancel up to two working days prior to the course start date and will receive a letter of credit to be used towards a future course up to one year from date of issuance. ComplianceOnline would process/provide refund if the Live Webinar has been cancelled. The attendee could choose between the recorded version of the webinar or refund for any cancelled webinar. Refunds will not be given to participants who do not show up for the webinar. On-Demand Recordings can be requested in exchange. Webinar may be cancelled due to lack of enrolment or unavoidable factors. Registrants will be notified 24hours in advance if a cancellation occurs. Substitutions can happen any time. On-Demand Recording purchases will not be refunded as it is available for immediate streaming. However if you are not able to view the webinar or you have any concern about the content of the webinar please contact us at below email or by call mentioning your feedback for resolution of the matter. We respect feedback/opinions of our customers which enables us to improve our products and services. To contact us please email [email protected] call +1-888-717-2436 (Toll Free).
